Terms and conditions.

Please read the following terms, conditions and disclaimers ('Terms') carefully before using this website ('Site'). By accessing this Site, you agree to be bound by the Terms. If you do not accept these Terms you must leave this Site and make no use of it or the information, material and content on this Site ('Content').

References to:	Are references to:
'you' and 'your'	Each company accessing this Site
'we', 'us' and 'our'	Bancredit

Access and Use.

These Terms govern your use of this Site and by accessing this Site you agree to be bound by them. This Site and the Content is provided for information purposes only. Accordingly, we may:

Update or modify the Content (including, without limitation, modify these Terms).
Suspend or discontinue this Site (or any part of it) or your access to it.

At any time without notice and for any reason. You agree to review these Terms regularly and your continued access to or use of this Site or the Content will mean that you agree to any changes to them. This Site and the Content is designed for use solely in the United Kingdom and is not directed at, nor intended for distribution to or access or use by, any person in any other place. In particular, the products and services described on this Site are intended for residents of the United Kingdom only. You must not:

Knowingly introduce viruses or other contaminants on to this Site.
Gain or attempt to gain unauthorised access to this Site or our computer systems.
Post or transmit any material that is threatening, illegal, defamatory, abusive or offensive.

Products and Services.

All of our products and services are also subject to separate terms and conditions which govern their use ('Other Terms'). For example, if you are a Customer who has registered for our internet banking service, you will also be subject to the internet banking terms and conditions. In the event of any conflict between the Other Terms and these Terms, the Other Terms shall take priority over these Terms. Exclusions and Limitations of Liability: The following paragraphs exclude or limit our legal liability in connection with your access to and use of this Site and the Content. You should read them carefully. The following exclusions and limitations apply only as far as the law allows and, in particular, we do not exclude or limit:

Liability for death or personal injury caused by our negligence.
Liability for fraudulent misrepresentation.

Although we have taken reasonable care to ensure that this Site remains available to you and the Content is accurate and complete, we give no warranties, representations or undertakings (express or implied) that:

This Site will be available or otherwise meet your requirements.
The Content is accurate or complete.
Access to this Site will be uninterrupted or that there will be no delays, failures, errors, omissions or loss of transmitted information.
No viruses or other contaminants will be transmitted or that no damage will occur to your data or computer systems.

You access and use this Site and the Content at your own risk. We are not liable for any loss or damage which you or any other person may suffer or incur as a result of accessing, using or relying upon this Site or the Content:

During any period of unavailability of this Site.
As a result of any modification, suspension, failure or discontinuance of this Site or your access to it.

Where we provide hypertext links to third party websites we do so for information purposes only. We have not verified the truth or accuracy of any content of such websites and any such links are not an endorsement or approval of any third party or the products or services described in those websites. You use such links entirely at your own risk and we accept no responsibility or liability arising out of or in connection with the content, use or availability of such websites.

Privacy.

By agreeing to be bound by these Terms, you agree to be bound by our privacy policy.

Email.

Email is not a completely secure means of communication and it may be possible for others to intercept, read and alter your messages to us. As such, messages and information you send to us by email are sent at your own risk.

Law applying to these Terms.

English law will decide any legal questions about these Terms and about our dealings with you. The courts of England and Wales will also deal with any legal questions connected with this Site and these Terms.

Feedback.

If you believe any Content is inaccurate or you have any suggestions on how this Site or the Content could be improved, please e-mail us at mail@BanCredit.net .